A non profit community service agency helping people with finances
Bankruptcy Class Schedule
News Casts (Video)
Mortgage Delinquency Counseling
Reverse Mortgage Counseling
Home Buyer Education Series
Credit Report Review
Pre-filing Bankruptcy Counseling
What is the cost to attend one of your seminars?
All of CCOA's seminars are free, with the exception of the 2-hour bankruptcy education seminar.
I would like to schedule a CCOA education speaker for my school/business/organization. How can I do that?
Contact Mark Foster, Director of Education, at firstname.lastname@example.org or 800-889-4916 to schedule a seminar.
What subjects do you teach?
CCOA has a wide variety of seminar topics, including: money management, credit basics, credit scoring, holiday spending, divorce and credit, and couples and money.
What classes do you offer?
"Master Your Money," "Master Your Credit," "Identity Theft," "Credit Score Secrets," "Homebuyer Education," "Managing Your Stress & Time," “Holiday Spending: Money & Stress Tips”"Couples & Money Matters," "Financial Freedom," "Raising Money Smart Kids," "Divorce & Your Credit," plus classes for high school and college students on money and credit issues
Which court ordered class do I need to attend as a hot check offender?
Van Buren hot check offenders can attend our "Master Your Money" in the Fort Smith CCOA office.
What are the income guidelines for homebuyer assistance programs?
Income guidelines will vary depending upon what type of assistance an applicant will qualify, size of family and the county in which you live in. The income guidelines are set by the Arkansas Development Authority (ADFA) and are subject to change. For the most current listing of the income guidelines as well as program descriptions, go to the ADFA's website at www.accessarkansas.or/adfa/program/mrbp.html.
What does the 8-hour homebuyer education course cover?
Homebuyer education classes cover shopping and making your application for a home, shopping and applying for a home loan, homeowners insurance, credit, family budgeting and preparing for life as a new homeowner. It is a broad overview of the homebuying process.
What happens in a counseling session?
During the session, a trained, professional credit counselor will help you clarify your financial goals, analyze your income, expenses and overall financial situation, discuss possible solutions, and make recommendations for you to consider. The counselor will not tell you what to do. S/he will offer recommendations and help you explore options. Ultimately, you will have to decide on the course of action you wish to take.