A non profit community service agency helping people with finances
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CREDIT BUREAUS
In 2003, Congress passed the FACT (Fair & Accurate Credit Transactions) Law, granting citizens a free credit report from each of the three credit reporting agencies every 12 months. Your free credit report does not provide you with your credit score; however, you have the option to purchase it when you obtain your free credit report. The easiest way to get your free credit report is to go directly to
www.annualcreditreport.com
Equifax
800-685-1111
P.O. Box 105069
Atlanta, GA 30348
www.equifax.com
Experian
888-397-3742
P.O. box 9532
Allen, TX 75013
www.experian.com
Transunion
800-888-4213
P.O. Box 6790
Fullerton, CA 92834
www.transunion.com
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