Yes Question Do you get credit card cash advances to pay bills? Do you charge groceries because you cannot afford to pay cash? Do you receive collection calls or letters for debts that are past due? Do you charge most of your Christmas presents because you don't have the cash to buy them? Do you sometimes put off car repairs, medical or dental treatment because you can't afford it? Do you have little or no money in savings? Are you neglecting to save for retirement? Do you occasionally or often get payday loans? Are your credit cards maxed out or over the limit? Do you pay only the minimum due on your credit cards each month? Are your finances negatively affecting your relationships or interfering with your work? Do you feel anxious, stressed or depressed over your financial situation? Loading…

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