Credit Counseling of Arkansas (CCOA)

2301 S 56th St #103
Fort Smith, AR 72903

Since 1995, non-profit Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families with personal finances issues by making a positive difference through helping people master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop late fees, and stop collection calls. Less debt, more life!

Free Counseling Sessions

Schedule a free counseling session with a certified counselor.

Sesiones de asesoramiento gratuito

Todos los servicios de asesoramiento se ofrecen en español.


Sunday: Closed
Monday: 8:00 AM – 5:00 PM
Tuesday: 8:00 AM – 5:00 PM
Wednesday: 8:00 AM – 5:00 PM
Thursday: 8:00 AM – 5:00 PM
Friday: 8:00 AM – 5:00 PM
Saturday: Closed

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