Credit Counseling of Arkansas (CCOA) in Fort Smith, AR

Next month you can find our Fort Smith office in a new location! Starting June 3, 2024, the CCOA Fort Smith office will be inside Arvest Bank located at:
3200 Rogers Ave, Fort Smith, AR 72901.

816 Garrison Ave
Fort Smith, AR 72901

Since 1995, Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families with personal finances issues by making a positive difference through helping people master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop late fees, and stop collection calls. Less debt, more life!

Free Counseling Sessions

Schedule a free counseling session with a certified counselor. Appointments are available in-person, over the phone, or by email. 

Sesiones de asesoramiento gratuito

Todos los servicios de asesoramiento se ofrecen en español. Las citas están disponibles en persona, por telefono o por correo electrónico.


Sunday: Closed
Monday: 8:00 AM – 5:00 PM
Tuesday: 8:00 AM – 5:00 PM
Wednesday: 8:00 AM – 5:00 PM
Thursday: 8:00 AM – 5:00 PM
Friday: 8:00 AM – 12:00 PM
Saturday: Closed