Money Management Services

CCOA offers a variety of one-on-one financial counseling services. Just tell us where you need help.

Our professional counselors have helped families nationwide take control of their finances through free budget, credit & bankruptcy counseling, credit report reviews and Debt Management Programs. Contact CCOA today and start your path towards a brighter financial future!

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Money Management Services Available Through CCOA

A Debt Management Plan (DMP) consolidates your unsecured debt into one monthly payment. CCOA will work with your creditors to get lowered interest rates, stop fees, and stop collection calls.
Explore Debt Management
Budgeting is the most important part of a healthy financial life. During your free session, you and your certified counselor will create a budget, talk about your financial goals, and make a plan of action to reach those goals.
More About Budget Counseling
A credit report review service in which a counselor provides your Experian Credit Report and FICO score and explains the basic parts of a credit report and factors that influence your credit score, how creditor payments are listed in the report, and much more.
More About Credit Report Reviews
As part of the bankruptcy process, you have to complete a counseling session prior to filing. This session will last approximately an hour and 15 minutes. Upon completion, a certificate can be provided.
Learn More About Bankruptcy Counseling

All counseling services are offered in English and Spanish.

CCOA is authorized to conduct credit counseling in Alaska, Arkansas, District of Columbia, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Minnesota, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Tennessee, West Virginia and Wyoming.

Housing counseling is offered to clients in all United States.