Helping people financially navigate through life for a brighter financial future.

Since 1995, non-profit Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families nationwide master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop fees, and stop collection calls. For a brighter financial future, contact CCOA today!

  • Get help with credit card, medical & housing debt
  • Know your options with help from caring financial professionals 
  • Free, no obligation financial consultations
  • Build money skills with our free education resources

Call 1-800-889-4916

Or schedule a call now

Please complete the required fields to continue.

Helping people financially navigate through life for a brighter financial future.

Since 1995, non-profit Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families nationwide master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop fees, and stop collection calls. For a brighter financial future, contact CCOA today!

  • Get help with credit card, medical & housing debt
  • Know your options with help from caring financial professionals 
  • Free, no obligation financial consultations
  • Build money skills with our free education resources

Call 1-800-889-4916

Or schedule a call now

Please complete the required fields to continue.

How can we help you?

Reduce Debt
Build a financial solution that fits your needs with help from a caring financial professional.
Improve Credit
Get advice from our certified counselors on ways to improve your credit.
Build Skills
Access free financial education resources to help guide your financial planning.
Reach Housing Goals
Buy with confidence, prevent a foreclosure, or explore reverse mortgage options.

What our clients have to say.

Financial Skills Center

Life can be stressful. We know you face important financial decisions every day and we are here to help! CCOA’s Financial Skills Center is built to deliver critical knowledge to help you develop better money skills and make smarter financial decisions.
  • Prepare for Retirement
  • Owning a Home
  • Small Business Essentials
  • And much more!

Client Results

Clients who report better control of finances 90%
Clients using info from classes in financial practices 94%
Say they are closer to becoming debt free 96%

We want to be your financial friend on the journey ahead.