
Helping people financially navigate through life for a brighter financial future.
Since 1995, non-profit Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families nationwide master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop fees, and stop collection calls. For a brighter financial future, contact CCOA today!
Helping people financially navigate through life for a brighter financial future.
Since 1995, non-profit Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families nationwide master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop fees, and stop collection calls. For a brighter financial future, contact CCOA today!

How can we help you?
What our clients have to say.

Behind on your mortgage?
The Arkansas Homeowner Assistance Fund (HAF) is now accepting applications for both Mortgage Reinstatement, which provides funds to eliminate or reduce past due payments and other delinquent amounts, and Utility/Internet/Broadband Payment Assistance, which provides funds to resolve delinquent payments for utility and/or internet access services, to low- to moderate-income homeowners impacted by COVID-19.
Mortgage needs to be 60 days (which is 3 payments) past due to qualify. The Application Portal is officially open and accepting applications for assistance.

Financial Skills Center
Life can be stressful. We know you face important financial decisions every day and we are here to help! CCOA’s Financial Skills Center is built to deliver critical knowledge to help you develop better money skills and make smarter financial decisions.
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Prepare for Retirement
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Owning a Home
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Small Business Essentials
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And much more!
Sponsored by Arvest
Client Results



