3 Money Mistakes to Avoid
Mistakes are a part of life. Unfortunately, financial mistakes can be expensive, so it’s best if we can avoid making them. Here are a few common money mistakes that we all ought to aim to avoid. Living beyond our means. If we spend more than …
Have a Plan for Your Tax Refund
Did you know that federal tax refunds this year are expected to be, on average, about $1,000 more than tax refunds were last year? More money is always nice, but it can also be more money to mismanage if we’re not careful. …
How to Start Off 2026 with Savings and Money Management Strategies
As the new year gets underway, it’s a good time for us to take a look at our finances. Setting some goals for the year is important. Once you’ve created your goals, tracked your spending, and created a budget, you’ll want to …
The Easiest Way to Start Budgeting
Why budget? To reach our goals! Budgeting keeps us on-track to reach our goals. The easiest way to start is just to keep it simple. Here are a few things that can help: 1. Pick a Simple Method There are many different …
The Best Ways to Establish Good Credit
It won’t happen overnight, but establishing good credit can be done with a little bit of time and consistent effort. Here are the best, proven ways to build and maintain strong credit: 1. Apply for a Credit Card If you have no …
What’s The Best Way To Manage Debt?
Managing debt effectively involves organizing your finances, having good financial strategies, and having the discipline to work at and maintain good practices. Here’s how you can tackle it: 1. Know What You Owe Make a complete list of your debts. This should …
3 Great Ways to Increase Your Credit Score
A higher credit score will typically allow you to qualify for a loan or credit card, as well as get you a better interest rate. Better credit can save you money. A lot of money. So how can you increase your credit …
Navigating Your Debt: Consolidation, Restructuring, and Management with CCOA in Northwest Arkansas
Facing a lot of debt can feel incredibly overwhelming, but residents of Bentonville, Fort Smith, and Fayetteville, Arkansas have valuable resources available to help them find solid ground. Credit Counseling of Arkansas (CCOA) offers a range of services designed to empower individuals …
Summer Vacation Spending Tips
It’s almost summer, and a lot of people are already looking at vacation options. Enjoy a vacation, but make sure it doesn’t hurt your financial health. Perhaps the best financial step to take when look at vacation options, is to calculate how …
3 Important Credit Card Tips
Credit cards are a tool. Like any tool, it’s important to use credit cards wisely. Here are a few important credit card tips to help you use it as best as possible: CCOA’s certified credit experts have been helping people with budgeting, …
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