What Exactly Is Credit Counseling?
Many people have heard the term “credit counseling” but they don’t know much about what it actually is. People often don’t really know exactly what to expect with credit counseling and they may have some anxiety at the thought of doing it. …
How Do People Feel As A Result Of Credit Counseling?
People are sometimes reluctant to do credit counseling because they aren’t sure what the experience will be like. However, the reality is that talking with one of CCOA’s compassionate, non-judgmental financial counselors typically removes a lot of stress for someone. Here is …
3 Smart Credit Card Tips
Credit cards are a tool, and like any tool, they can be used wisely or poorly. Here are a few smart credit card usage tips: For info on what goes into a credit score and tips on how to raise yours, go …
Funding Your Summer Road Trip
Whether you’re looking forward to spending time with family, getting outdoors, or taking a road trip – some of your biggest plans likely need a car to get you where you want to go this summer. Here are a few quick tips …
How much car can I afford?
For many people the purchase of a vehicle will become a top priority in their financial goals at some point. Our counseling team is often asked about what amount is appropriate to spend on a vehicle. Here are a few questions they …
Dealing With Growing Credit Card Debt
Cómo Afrontar la Creciente Deuda de las Tarjetas de Crédito Credit card debt is on the rise. Americans now owe more than $1.1 trillion on their credit cards. Late payments are on the rise, as well. How can you deal with credit …
Spring Clean Your Finances
Spring! It’s a time for flowers blooming, allergies attacking, and cleaning. Consider spring cleaning your finances, too. Now is a good time to take a look at your expenses and see what you can reduce or eliminate. Saving $10 a month on …
Create Financial Goals for a Successful 2024
Do you have any financial goals for the new year? Now is a great time to start brainstorming what financial goals you would like to achieve in 2024. Many people have hopes and dreams, but turning those into reality involves having goals …
3 Holiday Spending Tips
Black Friday, which is the day after Thanksgiving, is a big day for holiday sales. However, it’s recently turned into more like Black November, as retailers try to get a headstart over other retailers. So maybe you’ve already begun your holiday shopping, …
3 Vital Credit Score Tips
If you’re wanting to get a loan to buy, or refinance, your home or a new car, you will want to optimize your credit score to ensure that you will qualify for the loan as well as get the best interest rate …