Category: Financial Tips

As the new year gets underway, it’s a good time for us to take a look at our finances. Setting some goals for the year is important. Once you’ve created your goals, tracked your spending, and created a budget, you’ll want to …

Why budget? To reach our goals! Budgeting keeps us on-track to reach our goals. The easiest way to start is just to keep it simple. Here are a few things that can help: 1. Pick a Simple Method There are many different …

It won’t happen overnight, but establishing good credit can be done with a little bit of time and consistent effort. Here are the best, proven ways to build and maintain strong credit: 1. Apply for a Credit Card If you have no …

Managing debt effectively involves organizing your finances, having good financial strategies, and having the discipline to work at and maintain good practices. Here’s how you can tackle it: 1. Know What You Owe Make a complete list of your debts. This should …

A higher credit score will typically allow you to qualify for a loan or credit card, as well as get you a better interest rate. Better credit can save you money. A lot of money. So how can you increase your credit …

Facing a lot of debt can feel incredibly overwhelming, but residents of Bentonville, Fort Smith, and Fayetteville, Arkansas have valuable resources available to help them find solid ground. Credit Counseling of Arkansas (CCOA) offers a range of services designed to empower individuals …

Credit cards are a tool. Like any tool, it’s important to use credit cards wisely. Here are a few important credit card tips to help you use it as best as possible: CCOA’s certified credit experts have been helping people with budgeting, …

April is Financial Literacy Month. Unfortunately, Arkansas is at the very bottom of the list for financial literacy. CCOA can help increase financial literacy with free, individual financial counseling sessions. Additionally, free educational materials on topics such as tips to build your …