Category: Financial Tips

Credit card debt is on the rise. Americans now owe more than $1.1 trillion on their credit cards. Late payments are on the rise, as well. How can you deal with credit card debt that only continues to grow? Cut up the …

Spring! It’s a time for flowers blooming, allergies attacking, and cleaning. Consider spring cleaning your finances, too. Now is a good time to take a look at your expenses and see what you can reduce or eliminate. Saving $10 a month on …

Do you have any financial goals for the new year? Now is a great time to start brainstorming what financial goals you would like to achieve in 2024.  Many people have hopes and dreams, but turning those into reality involves having goals …

Black Friday, which is the day after Thanksgiving, is a big day for holiday sales. However, it’s recently turned into more like Black November, as retailers try to get a headstart over other retailers. So maybe you’ve already begun your holiday shopping, …

If you’re wanting to get a loan to buy, or refinance, your home or a new car, you will want to optimize your credit score to ensure that you will qualify for the loan as well as get the best interest rate …

One question we often hear is, “If I close a credit card, will that help improve my credit score?” This can be good credit management, if you don’t want to have as many credit cards. Closing an account can also help people …

The average U.S. vacation cost this year – including travel, food and lodging –  for two people, will cost just over $3,800 per week. Not everyone can afford a week-long $3,800 vacation, or even a $1,800 vacation. Here are some tips to …

For many Americans, this economy has gone from bad to worse. Most economists say we are not in one yet, but expect a recession to hit within a year. What can you do to prepare to financially survive a recession if and …

People can be very careful with their money, but there are a few very common ways that people easily waste it. Here are three of the most common: 1. Not having a budget. One of the simplest and best ways to manage …

Benjamin Franklin said, “Beware of little expenses. A small leak will sink a great ship.” That’s still very relevant today. How much do you spend on lunches, dinners out, and entertainment?  The average person tends to focus on big, expensive purchases and …