Money Management Services
CCOA offers a variety of one-on-one financial counseling to help you, it all depends on what you need.
Calling CCOA was the best financial decision I have ever made. I now have control over my finances instead of them controlling me.
– Former CCOA Customer
Buy with confidence, prevent a foreclosure, or explore reverse mortgage options.
Before buying a home, consider pre-purchase counseling. We offer a free one-on-one assessment with a housing counselor to help you learn about the home buying process.
Mortgage Delinquency Counseling
If you have fallen behind on your mortgage payments, or are at risk of falling behind, one of our HUD-approved housing counselors can help you address the problem.
Reverse Mortgage Counseling
Is a reverse mortgage the right choice for you? What are the implications of a reverse mortgage and can it help you achieve your financial goals?
Student Loan Counseling
Student loans are unlike many other types of debt. Generally speaking, they cannot be discharged through bankruptcy. Interest rates and payment amounts cannot be adjusted through the use of a Debt Management Plan. Find the current status of your loans, and develop a repayment strategy that’s best for you.
Education Services and Resources
Learn how to achieve your financial goals! Browse our free financial education resources.
All counseling services are offered in English and Spanish.
CCOA is authorized to conduct credit counseling in Alaska, Arkansas, District of Columbia, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Minnesota, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Tennessee, West Virginia and Wyoming.
Housing counseling is offered to clients in all United States.