Mortgage Delinquency Counseling
If you have fallen behind on your mortgage payments, or are at risk of falling behind, one of our HUD-approved housing counselors can help you address the problem.
Foreclosure continues to be a significant problem both at the national and local level. Mortgage companies are recognizing that all parties tend to lose when a foreclosure takes place. They are becoming increasingly willing to consider workout options. Even if the homeowner cannot afford to stay in the home, there are better alternatives than foreclosure.
On this two-hour appointment, which is available only by phone, a housing counselor will help you assess your current situation and clarify your housing goals. The counselor can overview the mortgage workout options available to you and explain their various advantages and disadvantages.
Our counselors will coach you on how to get through to the right branch of the mortgage company, and prepare you to meet the mortgage company’s expectations.
Our mortgage delinquency counseling is provided at no cost to the homeowners. Our mortgage delinquency counseling services are supported by various federal and private grants, so that we do not have to charge homeowners for these services.