The Concern: Dealing with constant stress from collection calls, mounting late-fees, and over-the-limit penalties that inflate total balances is a serious issue to have to deal with. It can be overwhelming and unrelenting. People understandably want it to stop, but often don’t know what to do or where to turn.
How CCOA Addresses It: Non-profit CCOA’s Certified Credit Counselors can help. Enrolling clients in CCOA’s Debt Management Program (DMP) can halt collection calls, stop late fees, and simplify repayment into a single monthly disbursement. Interest rates and monthly payments can be lowered, and you can become debt free within 3 to 5 years. In the past 31 years, CCOA has helped thousands of people become debt free. Relief is just a phone call away.
For a free, confidential credit counseling appointment, available by phone, online or in person (Bentonville, Fayetteville and Fort Smith), call (479) 521-8877 or make an appointment online for more information.


