CCOA’s New Fort Smith Location
CCOA’s Fort Smith office location has changed. It is now located at 3200 Rogers Avenue, inside Arvest Bank. Financial counselor Griselda Maychou has been helping people for years in the River Valley, by analyzing their personal finances, creating budgets, and addressing credit …
Funding Your Summer Road Trip
Whether you’re looking forward to spending time with family, getting outdoors, or taking a road trip – some of your biggest plans likely need a car to get you where you want to go this summer. Here are a few quick tips …
How much car can I afford?
For many people the purchase of a vehicle will become a top priority in their financial goals at some point. Our counseling team is often asked about what amount is appropriate to spend on a vehicle. Here are a few questions they …
Dealing With Growing Credit Card Debt
Cómo Afrontar la Creciente Deuda de las Tarjetas de Crédito Credit card debt is on the rise. Americans now owe more than $1.1 trillion on their credit cards. Late payments are on the rise, as well. How can you deal with credit …
Spring Clean Your Finances
Spring! It’s a time for flowers blooming, allergies attacking, and cleaning. Consider spring cleaning your finances, too. Now is a good time to take a look at your expenses and see what you can reduce or eliminate. Saving $10 a month on …
Credit Card Late Payments Soaring
Credit card debt is on the rise, and so are late payments. “Americans are missing credit card payments at the highest rate in a decade” (Business Insider). That’s 3.2% of card balances that were at least 30 days past due. Costs have …
Credit Counseling of Arkansas (CCOA) Serves Oklahoma, Too
Credit Counseling of Arkansas (CCOA) may have “Arkansas” in its name, but CCOA offers financial counseling for not only Arkansans, but Oklahomans, too (as well as other states). Some Oklahomans go to our Fort Smith, Arkansas office for an in-person appointment, while …
Create Financial Goals for a Successful 2024
Do you have any financial goals for the new year? Now is a great time to start brainstorming what financial goals you would like to achieve in 2024. Many people have hopes and dreams, but turning those into reality involves having goals …
3 Holiday Spending Tips
Black Friday, which is the day after Thanksgiving, is a big day for holiday sales. However, it’s recently turned into more like Black November, as retailers try to get a headstart over other retailers. So maybe you’ve already begun your holiday shopping, …
3 Vital Credit Score Tips
If you’re wanting to get a loan to buy, or refinance, your home or a new car, you will want to optimize your credit score to ensure that you will qualify for the loan as well as get the best interest rate …
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