What Exactly Is Credit Counseling?
Many people have heard the term “credit counseling” but they don’t know much about what it actually is. People often don’t really know exactly what to expect with credit counseling and they may have some anxiety at the thought of doing it. …
How Do People Feel As A Result Of Credit Counseling?
People are sometimes reluctant to do credit counseling because they aren’t sure what the experience will be like. However, the reality is that talking with one of CCOA’s compassionate, non-judgmental financial counselors typically removes a lot of stress for someone. Here is …
3 Smart Credit Card Tips
Credit cards are a tool, and like any tool, they can be used wisely or poorly. Here are a few smart credit card usage tips: For info on what goes into a credit score and tips on how to raise yours, go …
CCOA’s New Fort Smith Location
CCOA’s Fort Smith office location has changed. It is now located at 3200 Rogers Avenue, inside Arvest Bank. Financial counselor Griselda Maychou has been helping people for years in the River Valley, by analyzing their personal finances, creating budgets, and addressing credit …
Funding Your Summer Road Trip
Whether you’re looking forward to spending time with family, getting outdoors, or taking a road trip – some of your biggest plans likely need a car to get you where you want to go this summer. Here are a few quick tips …
How much car can I afford?
For many people the purchase of a vehicle will become a top priority in their financial goals at some point. Our counseling team is often asked about what amount is appropriate to spend on a vehicle. Here are a few questions they …
Dealing With Growing Credit Card Debt
Cómo Afrontar la Creciente Deuda de las Tarjetas de Crédito Credit card debt is on the rise. Americans now owe more than $1.1 trillion on their credit cards. Late payments are on the rise, as well. How can you deal with credit …
Spring Clean Your Finances
Spring! It’s a time for flowers blooming, allergies attacking, and cleaning. Consider spring cleaning your finances, too. Now is a good time to take a look at your expenses and see what you can reduce or eliminate. Saving $10 a month on …
Credit Card Late Payments Soaring
Credit card debt is on the rise, and so are late payments. “Americans are missing credit card payments at the highest rate in a decade” (Business Insider). That’s 3.2% of card balances that were at least 30 days past due. Costs have …
Credit Counseling of Arkansas (CCOA) Serves Oklahoma, Too
Credit Counseling of Arkansas (CCOA) may have “Arkansas” in its name, but CCOA offers financial counseling for not only Arkansans, but Oklahomans, too (as well as other states). Some Oklahomans go to our Fort Smith, Arkansas office for an in-person appointment, while …
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