The Most Important Black Friday Tip
Thanksgiving, Black Friday and Cyber Monday sales are an annual staple. There are countless sales both in person and online to choose from. So many choices, in fact, it can be a bit overwhelming. Numerous holiday shopping strategies abound, but there’s one money smart tip …
CCOA welcomes new Executive Director, Keith Hicks
The CCOA team welcomes Keith Hicks as our new Executive Director! He started this morning and brings a variety of education, skills and experience to our non-profit organization. CCOA’s Search Committee was especially impressed with Hicks’ leadership, managerial, analytical, and communicative skills …
What exactly is debt management?
Debt management is typically repaying your unsecured debt (like credit card debt) principal in full within three to five years. It is often confused with debt settlement, which it is not. Settling a debt for less can greatly hurt someone’s credit and …
Have a debt monster that won’t go away?
Do you have a debt monster that won’t go away? If your credit card balances aren’t going down, CCOA can help you send them packing. Learn what you can do about it by answering 5 fast, fun and easy questions (no personal …
How much home can I afford?
“How much home can I afford?” is the big question homebuyers should ask themselves at the very beginning of the home buying process. As we often warn potential homeowners, buying a home and staying in that home are two very different things. …
Arkansas is Now the 3rd Worst State for Identity Theft
Arkansas is ranked 3rd worst state for Identity Theft in a new WalletHub study. Protect yourself with a few quick tips for avoiding identity theft & fraud: Don’t open emails you don’t recognize. Don’t download files from untrustworthy sources. Don’t send account …
No Payments, No Interest
“No payments, no interest” deals are very common during the holiday season. More than half of the major retailers offering 0% financing on credit cards use a potentially financially dangerous feature called deferred interest, which can make holiday purchases up to 27.5 …
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