Since 1995, Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families across the country with their personal finances. With three office locations in Arkansas, we can offer a variety of one-on-one financial counseling services to help you with your individual financial goals. Here is an overview of just some of the credit and financial counseling services we provide from our Bentonville, AR location.
A Debt Management Plan (DMP) consolidates your unsecured debt into one monthly payment. Your creditors may lower their interest rates, lower your monthly payments, stop fees, and stop collection calls.
As part of the bankruptcy process, you have to complete a counseling session prior to filing. This session will last approximately an hour and 15 minutes. Upon completion, a certificate can be provided. The certificate expires six months after it’s issued.
A credit report review service in which a counselor provides your Experian Credit Report and FICO score and explains the basic parts of a credit report and factors that influence your credit score, how creditor payments are listed in the report, ways you can raise your score and much more.
You can visit our Bentonville, AR location details page for information on additional services and office hours.
Schedule your counseling session with a certified credit counselor. Appointments are available in-person, over the phone, or online.


