Services & Support

Get The Financial Help You Need

CCOA offers a variety of one-on-one financial counseling to help you, it all depends on what you need. Lean on our experienced counselors and start making positive steps towards achieving your financial goals.

Money Management Services

CCOA offers a variety of one-on-one financial counseling to help you, it all depends on what you need.

Need help with credit card or medical bills? CCOA will work with your creditors to get lowered interest rates, stop fees, and stop collection calls.
Budgeting is the most important part of a healthy financial life. Get help creating a spending plan, or just have an expert take a look at your finances.
CCOA offers credit report review services in which a counselor provides a full explanation of your Experian Credit Report and FICO score.
CCOA provides pre-filing counseling and pre-discharge education for your bankruptcy process.

Calling CCOA was the best financial decision I have ever made. I now have control over my finances instead of them controlling me.

– Former CCOA Customer

Housing Services

Buy with confidence, prevent a foreclosure, or explore reverse mortgage options.

Pre-Purchase Counseling

Before buying a home, consider pre-purchase counseling. We offer a free one-on-one assessment with a housing counselor to help you learn about the home buying process.

Mortgage Delinquency Counseling

If you have fallen behind on your mortgage payments, or are at risk of falling behind, one of our HUD-approved housing counselors can help you address the problem.

Reverse Mortgage Counseling

Is a reverse mortgage the right choice for you? What are the implications of a reverse mortgage and can it help you achieve your financial goals?

Education Services and Resources

Learn how to achieve your financial goals! Browse our free financial education resources.

A collection of financial education resources, blog posts and partners.
Online financial education classes.
Helpful links covering financial topics.
How is your financial health? Here is a quick quiz to help you find out.
A curated financial educational video library.
To see our future scheduled public classes, follow us on Facebook.

All counseling services are offered in English and Spanish.

CCOA is authorized to conduct credit counseling in Alaska, Arkansas, District of Columbia, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Minnesota, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Tennessee, West Virginia and Wyoming.

Housing counseling is offered to clients in all United States.