The Easiest Way to Start Budgeting
Why budget? To reach our goals! Budgeting keeps us on-track to reach our goals. The easiest way to start is just to keep it simple. Here are a few things that can help: 1. Pick a Simple Method There are many different …
The Best Ways to Establish Good Credit
It won’t happen overnight, but establishing good credit can be done with a little bit of time and consistent effort. Here are the best, proven ways to build and maintain strong credit: 1. Apply for a Credit Card If you have no …
CCOA Celebrates 30th Anniversary
We recently celebrated CCOA’s 30th anniversary at the Fort Smith Chamber of Commerce’s morning coffee event at our office (inside Arvest Bank, 3200 Rogers Ave). Pictured is CCOA Executive Director Mary Catherine Harcourt talking about our non-profit’s services and how we help the community, in person, by …
What’s The Best Way To Manage Debt?
Managing debt effectively involves organizing your finances, having good financial strategies, and having the discipline to work at and maintain good practices. Here’s how you can tackle it: 1. Know What You Owe Make a complete list of your debts. This should …
3 Great Ways to Increase Your Credit Score
A higher credit score will typically allow you to qualify for a loan or credit card, as well as get you a better interest rate. Better credit can save you money. A lot of money. So how can you increase your credit …
Navigating Your Debt: Consolidation, Restructuring, and Management with CCOA in Northwest Arkansas
Facing a lot of debt can feel incredibly overwhelming, but residents of Bentonville, Fort Smith, and Fayetteville, Arkansas have valuable resources available to help them find solid ground. Credit Counseling of Arkansas (CCOA) offers a range of services designed to empower individuals …
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