Since 1995, Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families across the country with their personal finances. With three office locations in Arkansas, we can offer a variety of one-on-one financial counseling services to help you with your individual financial goals. Here is an overview of just some of the credit and financial counseling services we provide from our Fort Smith, AR location.
For anyone who wants to learn more about what’s involved in buying a home. A housing counselor will walk you through the home buying process, the requirements, and ongoing home-ownership responsibilities.
A Debt Management Plan (DMP) consolidates your unsecured debt into one monthly payment. Your creditors may lower their interest rates, lower your monthly payments, stop fees, and stop collection calls.
A credit report review service in which a counselor provides your Experian Credit Report and FICO score and explains the basic parts of a credit report and factors that influence your credit score, how creditor payments are listed in the report, ways you can raise your score and much more.
You can visit our Fort Smith, AR location details page for information on additional services and office hours.
Schedule your counseling session with a certified credit counselor. Appointments are available in-person, over the phone, or online.


