Credit Card Late Payments Soaring
Credit card debt is on the rise, and so are late payments. “Americans are missing credit card payments at the highest rate in a decade” (Business Insider). That’s 3.2% of card balances that were at least 30 days past due. Costs have …
Credit Counseling of Arkansas (CCOA) Serves Oklahoma, Too
Credit Counseling of Arkansas (CCOA) may have “Arkansas” in its name, but CCOA offers financial counseling for not only Arkansans, but Oklahomans, too (as well as other states). Some Oklahomans go to our Fort Smith, Arkansas office for an in-person appointment, while …
Create Financial Goals for a Successful 2024
Do you have any financial goals for the new year? Now is a great time to start brainstorming what financial goals you would like to achieve in 2024. Many people have hopes and dreams, but turning those into reality involves having goals …
3 Holiday Spending Tips
Black Friday, which is the day after Thanksgiving, is a big day for holiday sales. However, it’s recently turned into more like Black November, as retailers try to get a headstart over other retailers. So maybe you’ve already begun your holiday shopping, …
3 Vital Credit Score Tips
If you’re wanting to get a loan to buy, or refinance, your home or a new car, you will want to optimize your credit score to ensure that you will qualify for the loan as well as get the best interest rate …
Does Closing a Credit Card Account Help My Credit Score?
One question we often hear is, “If I close a credit card, will that help improve my credit score?” This can be good credit management, if you don’t want to have as many credit cards. Closing an account can also help people …
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