What is Bankruptcy Counseling?

Bankruptcy counseling is designed to give you the information you need when protecting your assets through the legal procedure of bankruptcy. While bankruptcy provides legal protections from most debt collection efforts, these protections have some long-term financial and legal consequences. Bankruptcy counseling can help arm you with the information you need to make clear financial decisions and reach your financial goals after the bankruptcy proceedings are complete. Bankruptcy counseling and education are also required by law according to the Bankruptcy Code overseen by the U.S. Department of Justice. Check out this Bankruptcy information sheet for more about the bankruptcy process and requirements.

CCOA provides comprehensive bankruptcy counseling and education services through helpful counseling appointments conducted in-person or by phone. Additionally, we provide convenient, online bankruptcy education which meet the required standards for debtor education. Visit our bankruptcy services page more information about our bankruptcy counseling and education. Or click here to schedule a Pre-Filing Bankruptcy appointment.