Not sure what is dragging down your credit score? Stressed or anxious about possible errors or fraud on your credit report? Errors and bad credit can prevent you from getting that loan or credit card that you want. But there are some steps you can take.
Pay on-time and pay down your debt. A whopping 65% of your credit score is how timely you pay and how much you owe.
Get a copy of your credit report. Go to www.annualcreditreport.com to get a free copy of your credit report from all three major credit reporting bureaus – Exquifax, Experian, and TransUnion. Review them for any errors or fraud and dispute any of those that you find.
How can CCOA help? CCOA’s Certified Credit Counselors provide comprehensive Credit Report Reviews where they pull a copy of your credit report and credit score, go over your report with you, and interpret scoring factors, and tell you how you can dispute any inaccuracies or fraud
For a Credit Report Review appointment, available by phone, online or in person (Bentonville, Fayetteville and Fort Smith), call (479) 521-8877 or make an appointment online.
Latest Posts
