3 Great Ways to Increase Your Credit Score
A higher credit score will typically allow you to qualify for a loan or credit card, as well as get you a better interest rate. Better credit can save you money. A lot of money. So how can you increase your credit …
Navigating Your Debt: Consolidation, Restructuring, and Management with CCOA in Northwest Arkansas
Facing a lot of debt can feel incredibly overwhelming, but residents of Bentonville, Fort Smith, and Fayetteville, Arkansas have valuable resources available to help them find solid ground. Credit Counseling of Arkansas (CCOA) offers a range of services designed to empower individuals …
Summer Vacation Spending Tips
It’s almost summer, and a lot of people are already looking at vacation options. Enjoy a vacation, but make sure it doesn’t hurt your financial health. Perhaps the best financial step to take when look at vacation options, is to calculate how …
3 Important Credit Card Tips
Credit cards are a tool. Like any tool, it’s important to use credit cards wisely. Here are a few important credit card tips to help you use it as best as possible: CCOA’s certified credit experts have been helping people with budgeting, …
April is Financial Literacy Month
April is Financial Literacy Month. Unfortunately, Arkansas is at the very bottom of the list for financial literacy. CCOA can help increase financial literacy with free, individual financial counseling sessions. Additionally, free educational materials on topics such as tips to build your …
5 Financial Tips for 2025
CCOA has helped thousands of people to achieve financial stability and reach their financial goals. For your free appointment, call 479-521-8877 or fill out the appointment form at www.CCOAcares.com …
Starting The New Year With A Financial Focus
The new year is just around the corner. We are seeing a lot of people who are financially struggling or financially stretched. Costs remain high on so many things. Inflation has far surpassed pay raises and job bonuses. In fact, 56% of …
Creating New Year Financial Goals
The new year is a great time to review your overall personal finances: See how much you have in savings, investments, debt, expenses, etc., and review, update or create your personal budget. Create some financial goals for the year. Goals can be …
What Is Deferred Interest And How Does It Work?
“Six months – No payments! No interest!” sounds great to buy something on credit. But what is the “fine print” of offers like that? WalletHub states that 61% of people are unaware of how deferred interest works. How does it work? Let’s …
What Exactly Is Credit Counseling?
Many people have heard the term “credit counseling” but they don’t know much about what it actually is. People often don’t really know exactly what to expect with credit counseling and they may have some anxiety at the thought of doing it. …
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