Category: Financial Tips

Black Friday, which is the day after Thanksgiving, is a big day for holiday sales. However, it’s recently turned into more like Black November, as retailers try to get a headstart over other retailers. So maybe you’ve already begun your holiday shopping, …

If you’re wanting to get a loan to buy, or refinance, your home or a new car, you will want to optimize your credit score to ensure that you will qualify for the loan as well as get the best interest rate …

One question we often hear is, “If I close a credit card, will that help improve my credit score?” This can be good credit management, if you don’t want to have as many credit cards. Closing an account can also help people …

The average U.S. vacation cost this year – including travel, food and lodging –  for two people, will cost just over $3,800 per week. Not everyone can afford a week-long $3,800 vacation, or even a $1,800 vacation. Here are some tips to …

For many Americans, this economy has gone from bad to worse. Most economists say we are not in one yet, but expect a recession to hit within a year. What can you do to prepare to financially survive a recession if and …

3 Formas Habituales de Despilfarrar Dinero People can be very careful with their money, but there are a few very common ways that people easily waste it. Here are three of the most common: 1. Not having a budget. One of the …

Benjamin Franklin said, “Beware of little expenses. A small leak will sink a great ship.” That’s still very relevant today. How much do you spend on lunches, dinners out, and entertainment?  The average person tends to focus on big, expensive purchases and …

Creating goals is essential for us to achieve financial success. Merely drifting along without any intentional focus won’t get us as far.  What goals have you created for your money, credit or debt this year? A goal without a plan is just …

“How can I improve my credit score?” is something that we hear very often. We could write pages and pages of information on this topic. But these are perhaps the two best things you can do to improve your score: #1 Pay …

According to WalletHub, around 40% of the major retailers offering 0% financing use a potentially dangerous feature called deferred interest, which has the potential to make holiday purchases up to 27.5 times more expensive than expected.  Let’s say you buy a $2,000 …