What is Bankruptcy Counseling?
Bankruptcy counseling is designed to give you the information you need when protecting your assets through the legal procedure of bankruptcy. While bankruptcy provides legal protections from most debt collection efforts, these protections have some long-term financial and legal consequences. Bankruptcy counseling …
Tax-Time Tips
Avoid the stress of tax season! Understanding some important terms and guidelines can help you have a smoother filing experience. The caring financial professionals at CCOA have put together a short, interactive lesson to get the insights you need to feel prepared …
Buying A Home
Now that you’ve decided to purchase a home, it’s time to familiarize yourself with the buying process! Everyone’s journey to homeownership is different, but they are some common things that every homebuyer should prepare for before they jump in. The caring financial …
Upgrade your financial brain-power in minutes.
Find out why in just 2 months over 300 people have used the CCOA Financial Skills Center to build their money smarts. We get it. Today we’re all really pressed for time It’s hard to prioritize getting the task lists tackled, emails …
Arkansas is Now the 3rd Worst State for Identity Theft
Arkansas is ranked 3rd worst state for Identity Theft in a new WalletHub study. Protect yourself with a few quick tips for avoiding identity theft & fraud: Don’t open emails you don’t recognize. Don’t download files from untrustworthy sources. Don’t send account …
No Payments, No Interest
“No payments, no interest” deals are very common during the holiday season. More than half of the major retailers offering 0% financing on credit cards use a potentially financially dangerous feature called deferred interest, which can make holiday purchases up to 27.5 …
How to Prevent and Recover from Unemployment Fraud
Español Unemployment fraud has been in the news a good bit since June, and the problem continues to impact households across the U.S. Recently, a colleague and her employees were hit with someone claiming benefits in their names despite all of them …
Recomendaciones para Ayudarlo a Prevenir el Fraude por Desempleo
El fraude por desempleo ha estado en las noticias desde Junio, y el problema continúa afectando a los hogares de los Estados Unidos. Recientemente, una colega y sus empleados se vieron afectados por alguien que reclamaba beneficios en su nombre a pesar …
How can CCOA help me become debt free?
Español “Since enrolling in [the Debt Management Program], my credit and debt situation have dramatically improved. I am also more smart about how I spend money and have been able to put a little money into savings each month!” — CCOA Client …
Is Now A Good Time To Refinance?
Español With incredibly low interest rates, many people are asking if now is a good time to refinance their mortgage. Bridget Jeffries, CCOA’s Director of Counseling, offers the following advice to those looking to refinance. With the cut to interest rates, it …
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