Author: Mark Foster

As the new year gets underway, it’s a good time for us to take a look at our finances. Setting some goals for the year is important. Once you’ve created your goals, tracked your spending, and created a budget, you’ll want to …

A higher credit score will typically allow you to qualify for a loan or credit card, as well as get you a better interest rate. Better credit can save you money. A lot of money. So how can you increase your credit …

Credit cards are a tool. Like any tool, it’s important to use credit cards wisely. Here are a few important credit card tips to help you use it as best as possible: CCOA’s certified credit experts have been helping people with budgeting, …

April is Financial Literacy Month. Unfortunately, Arkansas is at the very bottom of the list for financial literacy. CCOA can help increase financial literacy with free, individual financial counseling sessions. Additionally, free educational materials on topics such as tips to build your …

The new year is just around the corner. We are seeing a lot of people who are financially struggling or financially stretched. Costs remain high on so many things. Inflation has far surpassed pay raises and job bonuses. In fact, 56% of …

The new year is a great time to review your overall personal finances: See how much you have in savings, investments, debt, expenses, etc., and review, update or create your personal budget. Create some financial goals for the year. Goals can be …

“Six months – No payments! No interest!” sounds great to buy something on credit. But what is the “fine print” of offers like that? WalletHub states that 61% of people are unaware of how deferred interest works. How does it work? Let’s …