Holiday Overspending Out of Love
The holidays are a time of great joy and excitement for millions of people. Many typically want to show their love for others in their life by buying them presents. This is perfectly fine, of course. But what can get us into some …
What Is Credit Counseling?
Many people have heard the term “credit counseling” but they don’t know much about what it is. Credit counseling from an accredited, non-profit organization is: Free. Credit counseling is typically offered by a non-profit organization and there’s no cost to have a …
Holiday Shopping Budget Busters
Holiday sales are abundant. So many choices, so many great deals to choose from. However, there are a couple of big Budget Busters that can result in overspending hangovers in the New Year. It may be a great deal, but be careful …
The Most Important Black Friday Tip
Thanksgiving, Black Friday and Cyber Monday sales are an annual staple. There are countless sales both in person and online to choose from. So many choices, in fact, it can be a bit overwhelming. Numerous holiday shopping strategies abound, but there’s one money smart tip …
CCOA welcomes new Executive Director, Keith Hicks
The CCOA team welcomes Keith Hicks as our new Executive Director! He started this morning and brings a variety of education, skills and experience to our non-profit organization. CCOA’s Search Committee was especially impressed with Hicks’ leadership, managerial, analytical, and communicative skills …
What exactly is debt management?
Debt management is typically repaying your unsecured debt (like credit card debt) principal in full within three to five years. It is often confused with debt settlement, which it is not. Settling a debt for less can greatly hurt someone’s credit and …
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