How is Credit Counseling different than Debt Settlement?
There are some key differences between credit counseling agencies and debt settlement organizations worth considering. Organization: Credit counseling agencies are typically non-profit. Debt Settlement companies are usually for-profit. Credentials: A certified credit counseling professional looks at the larger picture of the client’s …
How is Debt Management different than Debt Settlement?
We’re often asked about the differences between debt management and debt settlement. Here’s a quick comparison on these two tactics for resolving debt issues. Debt Management Big Picture: A certified credit counseling professional conducts a budgeting and financial counseling session with a …
What online lessons are available from CCOA?
Life can be stressful. We know you face important financial decisions every day and we are here to help! CCOA’s Financial Skills Center is built to deliver critical knowledge to help you develop better money skills and make smarter financial decisions. Here’s …
Best Way to Get Your Credit Score
Your credit score may seem like an ambiguous number, but it provides financial institutions and other companies with a snapshot of how “creditworthy” you are. When you use credit, companies report your activity to credit bureaus who keep records of your history. …
How do I start an emergency fund?
We get it. You dropped your new phone, the dishwasher breaks, or the medical bill was more than expected. Life can throw you some curveballs and no one is immune to the impact. It’s important to make sure you’re prepared for unexpected …
How much home can I afford?
“How much home can I afford?” is the big question homebuyers should ask themselves at the very beginning of the home buying process. As we often warn potential homeowners, buying a home and staying in that home are two very different things. …
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